Thursday, January 16, 2014

Online Identity Scams

Online Identity Scams

As we know Online technology is becoming more advance and popular nowadays from the past years. Most of the people are doing business online for example online marketing, selling goods, promotion of business products, bringing new software, developing software and mobile application these products are mostly used by us for our entertainment use, information, and business developing,

but do you know what are the negative impacts of these? Do you have to trust all these sites?

Millions of people worldwide are transferring their information online for an business purpose, through social networking sites, emails, sharing their information online etc. without knowing any consequences some of them are in a danger risk by revealing their are privacy, and personal information online.

Well, the question is WHERE ELSE DO THIS INFORMATION GOES?

Identity Scams is an criminal act when users steal other personal information nowadays most of the people are suffering form an online fraud and making an huge lost of money, personal and privacy information, etc. such as stealing users privacy information, blackmailing, developing fake money making website, phishing, or logging users data or any other act other act. Furthermore, most of the online shopping sites are also fraud some of them make fake shopping cart form to receive money online for example Paypal while the users type the information in there they automatically receive the money so this may be most popular scams nowadays, email hacking is one of most common identity scam most of the people hack emails and make use of it for example people send messages for example they search for their business partner who buys the products and make him a fake email about the money transferring to an different account many people lost millions of that fraud. Many people may also steal your information for online social networking websites some of them even steal your photos and make a fake profile to blackmail others.

How do people steal your identity?

Phishing

This is a most popular technique people get your information, this is an act of stealing users information, passwords, bank account , social networking website the hackers made many different website to phis their data to confuse other people, people may copy content from other sites and developing their on phishing login page as this may be duplicated they may transfer this link to other people sating that domain name is chage so all people may logging from this certain site. as you can see some websites shows forms to fill up your personal identity for registration for a certain purpose. It can be used in promotional packges such as getting they may say you may win free cell phone or cash. These are all online scams. From this they may alos phish your bank accous bntsteal your online bank account to withdraw your monery

IP Tracing

Most of the hackers may crack your IP address to see the users activity. People may sneak to your network and steal your cookies data stored or save in your browsers.

Lottery Scam

Many of you have seen an online lottercys win to play sites through adds, online search emails, even you cell phone many of the victims are suffering from identity theft. This is absoutely a scam>.Please do not vist any of the realated sites that you found doubtful. Protect yourself from online scams.

Job Scams

Nowadays the trend of sites are increase fastly.. many of the upload an attractive job with salary and giving them a confirmation letters after providing them a bank account as an salary payment method those fradusers use the innocents people to steal their identity. and they find some new way to withdraw innocent people money from the bank account as the get sufficient information , this is a common identity theft some are suffering for nowadays. Victims may be more responsible to know how they can trust each other and when or what to give this identity

Tuesday, January 7, 2014

Did you ever received an formal looking letter?

Did you ever received an formal looking letter?

visually based on an ad, television or aurally perceive it on the radio, or stumble upon a website—someone offering to avail you modify your mortgage, for a diminutive fee, with ensured results!

Are these offers fake or authentic?

Well, these days, it's harder and harder to notify. Anyone can assertion to be a declared" lodgings counselor, and may utilize the seal of the US Department of Housing and Urban Development (HUD), which sponsors lodgings therapy agencies throughout the homeland, on their enterprise card and website. Don't be bamboozled. "Ken who you are dealing with, ascertain the legitimacy of their credentials," cautions Yolanda D. McGill, older counsel with the solicitors' managing group for Civil privileges Under regulation, a nationwide non-profit that's compiling a database of mortgage modification scams.

From the approximately 26,000 complaints they've accumulated since 2010, representing $62 million in losses, McGill notes a few trends:

• The average homeowner loses $2,982 to the scam

• Activity hotbeds are Southern California and Florida

• Scammers target vulnerably susceptible populations—elderly homeowners and homeowners with constrained English

Scammers frequent foreclosure events to find victims and may utilize a legitimate business front, even licit offices, as transpired last month in San Diego where an alleged $11 million loan modification fraud schemes operating within a law firm. According to the federal indictment, telemarketers contacted homeowners nationwide pushing modification offers.

They claimed to have availed thousands, with a 98% prosperity rate. They verbally expressed client fees (thousands of dollars each) would stay in a trust account until the client was satisfied—there was even a mazuma-back guarantee! In the terminus, clients lost the fees, and were further behind on their mortgage payments. No imprests were modified; and many homes went to foreclosure.

This is not an isolated incident. As a component of the Lawyers' Committee's work with the Loan Modification Scam Aversion Network (LMSPN), action has been taken against organizations like this in California, Florida, Georgia and Incipient York.

Eschewing Scammers

The best way to eschew scammers is to never pay for avail with your mortgage and to work with people you ken. Here's a list of where to turn for avail.

• Your current mortgage company (the company listed on your monthly mortgage verbal expression). The company currently servicing your imprest is always the best place to commence.

• The investor of your mortgage. Many mortgages may be backed by another company/investor, such as Fannie Mae or Freddie Mac. Utilize the imprest lookup implement on this website to optically discern if Fannie Mae owns your imprest, which makes you eligible to get assistance from a Fannie Mae Mortgage Avail Center. Utilize this link to visually perceive if Freddie Mac owns your imprest.

• Your local bank (or credit coalescence). These organizations will be backed by the Federal Deposit Indemnification Corporation and are listed in FDIC's directory.

Monday, January 6, 2014

Online Job Application Internet Scams

Once i almost fell for a job scam, I got as far as almost giving my bank details to the employer. These were bank details I believed any employer wouldn't need to know and I used my common sense to stop right there. It was my careers advisor and auntie who figured this was a scam and I went along with them. Now I know how these job scams work but there will be new methods and versions of scams the scammers will come up with.

I just wonder if you actually fall for this scam and the bank says your check is clear, you get the money, few days later the bank finds out its a fake, and you have to pay all the money back that was taken out, it just so happens that you didnt spend any of that money that was taken out and you just give it back to the bank, I guess that would make everything ok.

Scam Email: Swarovski 06/02/2013

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	Your Swarovski Team